What is Ambulance Cover
In an emergency, calling 000 and the resulting trip to the hospital is traumatic enough, but imagine receiving a bill afterwards. This is where ambulance cover comes into play, often covering expenses like hospital transport and being treated by paramedics. When sickness or injury strikes, our Australian emergency services have your back, but in the heat of the moment, you don’t want to have to worry about the potential bills that could follow calling for help.
Ambulance cover helps reduce the stress of the whole ordeal, helping to cover any large bills left when the dust settles. The cost of emergency road transport can be over $1700, while membership in certain States, can cost as little as $49 annually for a single person
If you have private health insurance it is important to look into what level of ambulance transport is included to decide if additional ambulance cover will benefit you, noting:
- Many funds only cover emergency transport but not non-emergency transport (eg. transfers to another hospital).
- Ambulance cover does not apply while overseas.
- Before travelling interstate becomes familiar with what your cover can provide.
- Some Health Care Card holders and pensioners are automatically covered free of charge, refer to the relevant State or Territory ambulance website to confirm if you are covered.
Did you know?
- Medicare does not cover the cost of ambulance services.
- Ambulance services are free to residents in Queensland and Tasmania but the cost in other states and territories varies.
- Ambulance cover can be purchased as a standalone policy or as part of Private Hospital Cover.
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